Wayne-Westland

Westland, MI · 1 · Charter #5928 · www.wwfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$155.2M
74th percentile
Members
10,836
73th percentile
Total loans
$75.9M
62th percentile
Total shares
$141.2M
77th percentile

Profitability

Return on assets
1.28%
67th percentile
Net interest margin
3.61%
47th percentile
Efficiency ratio
66.85%
36th percentile
Non-interest income ratio
24.96%
83th percentile

Capital & Risk

Net worth ratio
10.81%
32th percentile
Delinquency rate
0.72%
50th percentile
Net charge-off rate
0.45%
38th percentile
Loan-to-share
53.73%
24th percentile

Growth

Member growth YoY
-1.15%
43th percentile
Asset growth YoY
7.61%
79th percentile
Loan growth YoY
1.71%
52th percentile
Share growth YoY
5.45%
68th percentile

Operations

Members / branch
10,836
98th percentile
Assets / member
$14,325
49th percentile
Field of membership penetration
0.61%
8th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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