Labor Management

LEWISPORT, KY · 1 · Charter #21853 · www.lmfcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$27.8M
74th percentile
Members
2,847
82th percentile
Total loans
$19.2M
88th percentile
Total shares
$23.2M
74th percentile

Profitability

Return on assets
0.79%
49th percentile
Net interest margin
4.08%
54th percentile
Efficiency ratio
66.63%
50th percentile
Non-interest income ratio
14.70%
68th percentile

Capital & Risk

Net worth ratio
14.73%
49th percentile
Delinquency rate
2.18%
22th percentile
Net charge-off rate
0.31%
43th percentile
Loan-to-share
83.07%
81th percentile

Growth

Member growth YoY
1.21%
79th percentile
Asset growth YoY
-10.07%
5th percentile
Loan growth YoY
-11.75%
19th percentile
Share growth YoY
-10.78%
7th percentile

Operations

Members / branch
2,847
90th percentile
Assets / member
$9,757
54th percentile
Field of membership penetration
71.17%
86th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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