Tri-County

Delevan, NY · 1 · Charter #21875 · www.tricountyfederalcreditun
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.8M
24th percentile
Members
714
26th percentile
Total loans
$3.2M
32th percentile
Total shares
$3.8M
24th percentile

Profitability

Return on assets
1.00%
59th percentile
Net interest margin
4.62%
73th percentile
Efficiency ratio
69.63%
44th percentile
Non-interest income ratio
3.79%
28th percentile

Capital & Risk

Net worth ratio
21.55%
79th percentile
Delinquency rate
1.67%
28th percentile
Net charge-off rate
0.27%
47th percentile
Loan-to-share
85.41%
83th percentile

Growth

Member growth YoY
-1.11%
53th percentile
Asset growth YoY
0.23%
43th percentile
Loan growth YoY
-5.62%
38th percentile
Share growth YoY
-0.98%
40th percentile

Operations

Members / branch
238
10th percentile
Assets / member
$6,736
28th percentile
Field of membership penetration
59.50%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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