Oucu Financial Credit Union, Inc.

Athens, OH · 2 · Charter #61048 · www.oucu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$529.6M
61th percentile
Members
25,722
44th percentile
Total loans
$402.7M
67th percentile
Total shares
$441.9M
60th percentile

Profitability

Return on assets
0.37%
13th percentile
Net interest margin
3.68%
66th percentile
Efficiency ratio
73.16%
6th percentile
Non-interest income ratio
26.03%
84th percentile

Capital & Risk

Net worth ratio
11.59%
61th percentile
Delinquency rate
0.71%
50th percentile
Net charge-off rate
0.63%
29th percentile
Loan-to-share
91.13%
77th percentile

Growth

Member growth YoY
-3.37%
15th percentile
Asset growth YoY
4.98%
48th percentile
Loan growth YoY
2.84%
43th percentile
Share growth YoY
5.23%
56th percentile

Operations

Members / branch
5,144
60th percentile
Assets / member
$20,589
78th percentile
Field of membership penetration
0.22%
1th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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