Tennessee River

COUNCE, TN · 1 · Charter #14333
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.0M
55th percentile
Members
1,575
54th percentile
Total loans
$10.2M
66th percentile
Total shares
$10.7M
49th percentile

Profitability

Return on assets
1.78%
86th percentile
Net interest margin
4.95%
81th percentile
Efficiency ratio
61.46%
62th percentile
Non-interest income ratio
0.51%
10th percentile

Capital & Risk

Net worth ratio
33.46%
95th percentile
Delinquency rate
0.02%
83th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
95.40%
91th percentile

Growth

Member growth YoY
-0.94%
55th percentile
Asset growth YoY
-2.38%
28th percentile
Loan growth YoY
0.36%
64th percentile
Share growth YoY
-5.31%
19th percentile

Operations

Members / branch
no peer data
Assets / member
$10,128
57th percentile
Field of membership penetration
78.75%
90th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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