My

BLOOMINGTON, MN · 2 · Charter #60125 · www.mymncu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$357.0M
31th percentile
Members
22,579
35th percentile
Total loans
$311.4M
53th percentile
Total shares
$326.4M
37th percentile

Profitability

Return on assets
0.11%
7th percentile
Net interest margin
3.73%
68th percentile
Efficiency ratio
82.53%
1th percentile
Non-interest income ratio
17.04%
37th percentile

Capital & Risk

Net worth ratio
9.66%
29th percentile
Delinquency rate
1.62%
9th percentile
Net charge-off rate
0.11%
88th percentile
Loan-to-share
95.40%
85th percentile

Growth

Member growth YoY
-4.69%
10th percentile
Asset growth YoY
-5.20%
3th percentile
Loan growth YoY
-2.97%
14th percentile
Share growth YoY
-1.14%
9th percentile

Operations

Members / branch
5,645
69th percentile
Assets / member
$15,809
48th percentile
Field of membership penetration
0.70%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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