Walnutport, PA · 1 · Charter #13821
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.7M
11th percentile
Members
182
5th percentile
Total loans
$265.1K
6th percentile
Total shares
$1.3M
11th percentile

Profitability

Return on assets
0.34%
29th percentile
Net interest margin
1.87%
4th percentile
Efficiency ratio
40.69%
92th percentile
Non-interest income ratio
1.02%
14th percentile

Capital & Risk

Net worth ratio
21.35%
78th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
19.78%
5th percentile

Growth

Member growth YoY
-10.78%
5th percentile
Asset growth YoY
-11.99%
3th percentile
Loan growth YoY
-44.36%
1th percentile
Share growth YoY
-15.20%
3th percentile

Operations

Members / branch
no peer data
Assets / member
$9,379
52th percentile
Field of membership penetration
36.40%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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