Credit Union of Richmond Incorporat

Richmond, VA · 2 · Charter #66929 · www.curich.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$66.7M
18th percentile
Members
4,201
16th percentile
Total loans
$19.3M
3th percentile
Total shares
$55.8M
17th percentile

Profitability

Return on assets
-1.55%
0th percentile
Net interest margin
3.77%
56th percentile
Efficiency ratio
116.51%
0th percentile
Non-interest income ratio
26.17%
87th percentile

Capital & Risk

Net worth ratio
17.35%
88th percentile
Delinquency rate
0.48%
66th percentile
Net charge-off rate
0.92%
13th percentile
Loan-to-share
34.52%
5th percentile

Growth

Member growth YoY
-14.51%
2th percentile
Asset growth YoY
1.57%
31th percentile
Loan growth YoY
-17.90%
1th percentile
Share growth YoY
3.79%
54th percentile

Operations

Members / branch
4,201
73th percentile
Assets / member
$15,878
62th percentile
Field of membership penetration
0.31%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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