Penn Hills Municipal

Pittsburgh, PA · 1 · Charter #16636
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.3M
13th percentile
Members
203
6th percentile
Total loans
$839.2K
13th percentile
Total shares
$1.6M
14th percentile

Profitability

Return on assets
0.72%
45th percentile
Net interest margin
2.82%
15th percentile
Efficiency ratio
52.22%
80th percentile
Non-interest income ratio
3.48%
26th percentile

Capital & Risk

Net worth ratio
27.23%
90th percentile
Delinquency rate
3.94%
10th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
51.03%
36th percentile

Growth

Member growth YoY
1.50%
80th percentile
Asset growth YoY
-7.82%
9th percentile
Loan growth YoY
-33.90%
1th percentile
Share growth YoY
-11.22%
6th percentile

Operations

Members / branch
203
8th percentile
Assets / member
$11,134
65th percentile
Field of membership penetration
58.00%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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