Trunorth

Ishpeming, MI · 1 · Charter #6332 · www.trunorthcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$197.1M
89th percentile
Members
15,456
91th percentile
Total loans
$107.6M
79th percentile
Total shares
$177.6M
91th percentile

Profitability

Return on assets
0.61%
23th percentile
Net interest margin
3.09%
21th percentile
Efficiency ratio
72.29%
20th percentile
Non-interest income ratio
19.98%
64th percentile

Capital & Risk

Net worth ratio
9.84%
21th percentile
Delinquency rate
0.27%
82th percentile
Net charge-off rate
0.10%
84th percentile
Loan-to-share
60.60%
37th percentile

Growth

Member growth YoY
-1.90%
34th percentile
Asset growth YoY
-2.32%
9th percentile
Loan growth YoY
-3.96%
22th percentile
Share growth YoY
2.81%
44th percentile

Operations

Members / branch
5,152
84th percentile
Assets / member
$12,751
35th percentile
Field of membership penetration
12.61%
63th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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