Longshoremen's Local 4

Vancouver, WA · 1 · Charter #10799 · www.lshore4cu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$37.3M
86th percentile
Members
1,014
37th percentile
Total loans
$18.0M
85th percentile
Total shares
$28.0M
81th percentile

Profitability

Return on assets
1.73%
85th percentile
Net interest margin
3.99%
50th percentile
Efficiency ratio
54.66%
76th percentile
Non-interest income ratio
7.56%
43th percentile

Capital & Risk

Net worth ratio
24.30%
85th percentile
Delinquency rate
0.35%
64th percentile
Net charge-off rate
-0.00%
91th percentile
Loan-to-share
64.10%
55th percentile

Growth

Member growth YoY
-3.15%
32th percentile
Asset growth YoY
-5.38%
15th percentile
Loan growth YoY
-1.61%
56th percentile
Share growth YoY
-9.25%
9th percentile

Operations

Members / branch
1,014
47th percentile
Assets / member
$36,739
100th percentile
Field of membership penetration
56.33%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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