Hoosier United

Indianapolis, IN · 2 · Charter #67648 · www.hoosierunitedcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$36.4M
85th percentile
Members
3,267
88th percentile
Total loans
$11.3M
70th percentile
Total shares
$31.5M
87th percentile

Profitability

Return on assets
1.96%
90th percentile
Net interest margin
4.59%
72th percentile
Efficiency ratio
58.15%
70th percentile
Non-interest income ratio
15.07%
69th percentile

Capital & Risk

Net worth ratio
12.94%
37th percentile
Delinquency rate
1.20%
36th percentile
Net charge-off rate
1.66%
9th percentile
Loan-to-share
35.86%
17th percentile

Growth

Member growth YoY
-2.77%
36th percentile
Asset growth YoY
3.96%
68th percentile
Loan growth YoY
-5.40%
39th percentile
Share growth YoY
2.77%
62th percentile

Operations

Members / branch
1,089
50th percentile
Assets / member
$11,145
65th percentile
Field of membership penetration
19.22%
32th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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