Genesee Valley

GENESEO, NY · 1 · Charter #21658 · www.geneseevalleyfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$169.9M
79th percentile
Members
9,486
65th percentile
Total loans
$78.0M
63th percentile
Total shares
$141.4M
78th percentile

Profitability

Return on assets
2.59%
98th percentile
Net interest margin
4.02%
70th percentile
Efficiency ratio
43.81%
91th percentile
Non-interest income ratio
19.60%
62th percentile

Capital & Risk

Net worth ratio
16.17%
82th percentile
Delinquency rate
0.11%
93th percentile
Net charge-off rate
0.18%
70th percentile
Loan-to-share
55.15%
28th percentile

Growth

Member growth YoY
-1.34%
41th percentile
Asset growth YoY
9.43%
86th percentile
Loan growth YoY
-8.55%
8th percentile
Share growth YoY
7.83%
81th percentile

Operations

Members / branch
2,372
32th percentile
Assets / member
$17,908
75th percentile
Field of membership penetration
9.49%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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