Muskogee

MUSKOGEE, OK · 1 · Charter #946 · www.mfcuonline.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$109.5M
52th percentile
Members
8,247
56th percentile
Total loans
$38.2M
25th percentile
Total shares
$97.7M
54th percentile

Profitability

Return on assets
1.88%
90th percentile
Net interest margin
3.80%
58th percentile
Efficiency ratio
56.02%
69th percentile
Non-interest income ratio
20.78%
67th percentile

Capital & Risk

Net worth ratio
11.85%
45th percentile
Delinquency rate
0.37%
74th percentile
Net charge-off rate
0.05%
92th percentile
Loan-to-share
39.12%
8th percentile

Growth

Member growth YoY
-0.66%
50th percentile
Asset growth YoY
5.98%
68th percentile
Loan growth YoY
-1.52%
33th percentile
Share growth YoY
4.25%
58th percentile

Operations

Members / branch
2,749
41th percentile
Assets / member
$13,283
40th percentile
Field of membership penetration
7.27%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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