The Way

New Knoxville, OH · 2 · Charter #66066
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$15.6M
54th percentile
Members
742
27th percentile
Total loans
$0
0th percentile
Total shares
$14.3M
57th percentile

Profitability

Return on assets
0.36%
30th percentile
Net interest margin
2.05%
5th percentile
Efficiency ratio
51.62%
81th percentile
Non-interest income ratio
0.46%
10th percentile

Capital & Risk

Net worth ratio
8.54%
8th percentile
Delinquency rate
no peer data
Net charge-off rate
no peer data
Loan-to-share
0.00%
0th percentile

Growth

Member growth YoY
3.63%
91th percentile
Asset growth YoY
10.65%
92th percentile
Loan growth YoY
no peer data
Share growth YoY
11.27%
93th percentile

Operations

Members / branch
371
17th percentile
Assets / member
$21,045
97th percentile
Field of membership penetration
72.46%
87th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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