I Am

New York, NY · 1 · Charter #24670 · www.iamfedcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$100.6M
47th percentile
Members
15,321
91th percentile
Total loans
$36.6M
22th percentile
Total shares
$90.4M
50th percentile

Profitability

Return on assets
1.80%
87th percentile
Net interest margin
4.03%
71th percentile
Efficiency ratio
61.79%
53th percentile
Non-interest income ratio
26.26%
87th percentile

Capital & Risk

Net worth ratio
11.84%
45th percentile
Delinquency rate
5.16%
1th percentile
Net charge-off rate
2.43%
1th percentile
Loan-to-share
40.48%
9th percentile

Growth

Member growth YoY
-0.80%
47th percentile
Asset growth YoY
10.27%
89th percentile
Loan growth YoY
-0.89%
37th percentile
Share growth YoY
8.68%
84th percentile

Operations

Members / branch
15,321
100th percentile
Assets / member
$6,564
1th percentile
Field of membership penetration
1.54%
24th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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