N. J. Latvian

Freehold, NJ · 1 · Charter #20463 · www.njlatviancreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.7M
28th percentile
Members
136
3th percentile
Total loans
$345.5K
7th percentile
Total shares
$4.9M
30th percentile

Profitability

Return on assets
-0.00%
15th percentile
Net interest margin
1.24%
2th percentile
Efficiency ratio
35.83%
95th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
13.67%
41th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
7.09%
2th percentile

Growth

Member growth YoY
-2.86%
35th percentile
Asset growth YoY
-1.97%
30th percentile
Loan growth YoY
14.80%
93th percentile
Share growth YoY
-4.62%
22th percentile

Operations

Members / branch
136
4th percentile
Assets / member
$41,573
100th percentile
Field of membership penetration
54.40%
71th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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