Rancho

DOWNEY, CA · 1 · Charter #1204 · www.ranchofcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$107.9M
51th percentile
Members
7,004
45th percentile
Total loans
$63.3M
53th percentile
Total shares
$99.7M
55th percentile

Profitability

Return on assets
0.55%
20th percentile
Net interest margin
4.11%
75th percentile
Efficiency ratio
84.13%
4th percentile
Non-interest income ratio
21.17%
69th percentile

Capital & Risk

Net worth ratio
8.47%
6th percentile
Delinquency rate
0.14%
91th percentile
Net charge-off rate
0.35%
48th percentile
Loan-to-share
63.52%
42th percentile

Growth

Member growth YoY
-8.83%
4th percentile
Asset growth YoY
1.24%
29th percentile
Loan growth YoY
0.80%
47th percentile
Share growth YoY
2.12%
39th percentile

Operations

Members / branch
2,335
30th percentile
Assets / member
$15,406
58th percentile
Field of membership penetration
14.01%
65th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Rancho?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo