Long Beach City Employees

Signal Hill, CA · 1 · Charter #1438 · www.lbcefcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$269.9M
7th percentile
Members
9,732
2th percentile
Total loans
$115.8M
1th percentile
Total shares
$228.8M
6th percentile

Profitability

Return on assets
0.26%
10th percentile
Net interest margin
1.81%
1th percentile
Efficiency ratio
62.27%
36th percentile
Non-interest income ratio
9.10%
6th percentile

Capital & Risk

Net worth ratio
13.72%
83th percentile
Delinquency rate
0.03%
99th percentile
Net charge-off rate
0.04%
96th percentile
Loan-to-share
50.63%
5th percentile

Growth

Member growth YoY
0.63%
51th percentile
Asset growth YoY
-2.75%
6th percentile
Loan growth YoY
-1.09%
21th percentile
Share growth YoY
-3.32%
4th percentile

Operations

Members / branch
9,732
93th percentile
Assets / member
$27,735
94th percentile
Field of membership penetration
77.86%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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