Coosa Pines

Childersburg, AL · 1 · Charter #6774 · www.coosapinesfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$399.9M
40th percentile
Members
26,013
45th percentile
Total loans
$248.6M
37th percentile
Total shares
$338.7M
41th percentile

Profitability

Return on assets
2.20%
97th percentile
Net interest margin
3.70%
67th percentile
Efficiency ratio
46.59%
89th percentile
Non-interest income ratio
23.51%
75th percentile

Capital & Risk

Net worth ratio
16.11%
94th percentile
Delinquency rate
0.87%
36th percentile
Net charge-off rate
0.55%
36th percentile
Loan-to-share
73.40%
33th percentile

Growth

Member growth YoY
1.98%
67th percentile
Asset growth YoY
7.66%
70th percentile
Loan growth YoY
7.23%
67th percentile
Share growth YoY
5.66%
60th percentile

Operations

Members / branch
5,203
60th percentile
Assets / member
$15,374
43th percentile
Field of membership penetration
2.60%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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