Kauai Ohana

Lihue, HI · 1 · Charter #2577 · www.kauaiohanafcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$61.6M
13th percentile
Members
3,927
13th percentile
Total loans
$34.7M
20th percentile
Total shares
$53.5M
14th percentile

Profitability

Return on assets
0.84%
37th percentile
Net interest margin
3.51%
42th percentile
Efficiency ratio
56.64%
67th percentile
Non-interest income ratio
8.71%
11th percentile

Capital & Risk

Net worth ratio
8.40%
6th percentile
Delinquency rate
0.47%
68th percentile
Net charge-off rate
0.30%
52th percentile
Loan-to-share
64.90%
44th percentile

Growth

Member growth YoY
5.51%
94th percentile
Asset growth YoY
17.28%
97th percentile
Loan growth YoY
17.14%
96th percentile
Share growth YoY
14.44%
95th percentile

Operations

Members / branch
3,927
68th percentile
Assets / member
$15,687
60th percentile
Field of membership penetration
5.32%
47th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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