Bothwell Hospital Employees

SEDALIA, MO · 2 · Charter #61268 · www.bhecu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.7M
10th percentile
Members
882
33th percentile
Total loans
$1.4M
18th percentile
Total shares
$1.5M
13th percentile

Profitability

Return on assets
-2.20%
3th percentile
Net interest margin
6.83%
98th percentile
Efficiency ratio
115.99%
3th percentile
Non-interest income ratio
8.96%
49th percentile

Capital & Risk

Net worth ratio
8.07%
5th percentile
Delinquency rate
2.29%
21th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
88.54%
86th percentile

Growth

Member growth YoY
-1.01%
54th percentile
Asset growth YoY
-10.54%
4th percentile
Loan growth YoY
-9.91%
24th percentile
Share growth YoY
-7.28%
13th percentile

Operations

Members / branch
882
42th percentile
Assets / member
$1,874
3th percentile
Field of membership penetration
58.80%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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