Kahuku

Kahuku, HI · 1 · Charter #2275 · WWW.KAHUKUFCU.COM
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.8M
35th percentile
Members
2,099
68th percentile
Total loans
$5.8M
48th percentile
Total shares
$6.0M
34th percentile

Profitability

Return on assets
0.85%
52th percentile
Net interest margin
6.11%
95th percentile
Efficiency ratio
58.40%
69th percentile
Non-interest income ratio
17.75%
78th percentile

Capital & Risk

Net worth ratio
15.98%
56th percentile
Delinquency rate
10.13%
2th percentile
Net charge-off rate
1.90%
7th percentile
Loan-to-share
95.41%
91th percentile

Growth

Member growth YoY
3.60%
91th percentile
Asset growth YoY
7.75%
87th percentile
Loan growth YoY
-0.93%
59th percentile
Share growth YoY
14.29%
96th percentile

Operations

Members / branch
2,099
80th percentile
Assets / member
$3,726
10th percentile
Field of membership penetration
11.66%
25th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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