Truecore

NEWARK, OH · 1 · Charter #4024 · www.truecore.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$247.4M
99th percentile
Members
16,585
94th percentile
Total loans
$145.9M
94th percentile
Total shares
$222.6M
99th percentile

Profitability

Return on assets
0.75%
31th percentile
Net interest margin
3.45%
38th percentile
Efficiency ratio
72.05%
21th percentile
Non-interest income ratio
26.95%
88th percentile

Capital & Risk

Net worth ratio
9.25%
14th percentile
Delinquency rate
0.58%
59th percentile
Net charge-off rate
0.26%
58th percentile
Loan-to-share
65.54%
45th percentile

Growth

Member growth YoY
0.22%
61th percentile
Asset growth YoY
7.99%
81th percentile
Loan growth YoY
7.49%
79th percentile
Share growth YoY
7.31%
78th percentile

Operations

Members / branch
4,146
72th percentile
Assets / member
$14,917
54th percentile
Field of membership penetration
3.18%
37th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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