Desertview

Huntington, UT · 1 · Charter #13790 · www.dview.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$47.6M
98th percentile
Members
3,504
90th percentile
Total loans
$21.6M
91th percentile
Total shares
$41.2M
98th percentile

Profitability

Return on assets
1.18%
67th percentile
Net interest margin
3.54%
35th percentile
Efficiency ratio
56.62%
72th percentile
Non-interest income ratio
16.80%
75th percentile

Capital & Risk

Net worth ratio
13.23%
39th percentile
Delinquency rate
1.33%
34th percentile
Net charge-off rate
0.40%
38th percentile
Loan-to-share
52.33%
38th percentile

Growth

Member growth YoY
-2.50%
38th percentile
Asset growth YoY
12.10%
95th percentile
Loan growth YoY
-0.29%
61th percentile
Share growth YoY
12.46%
94th percentile

Operations

Members / branch
1,752
72th percentile
Assets / member
$13,583
79th percentile
Field of membership penetration
8.55%
22th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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