Firstenergy Family

Akron, OH · 2 · Charter #61620 · www.fefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$44.9M
96th percentile
Members
4,267
95th percentile
Total loans
$26.4M
95th percentile
Total shares
$37.6M
95th percentile

Profitability

Return on assets
1.42%
76th percentile
Net interest margin
3.68%
39th percentile
Efficiency ratio
44.82%
89th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
16.31%
58th percentile
Delinquency rate
0.45%
60th percentile
Net charge-off rate
0.01%
73th percentile
Loan-to-share
70.21%
64th percentile

Growth

Member growth YoY
-2.36%
40th percentile
Asset growth YoY
5.56%
77th percentile
Loan growth YoY
-5.19%
40th percentile
Share growth YoY
5.19%
76th percentile

Operations

Members / branch
2,134
80th percentile
Assets / member
$10,522
60th percentile
Field of membership penetration
42.67%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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