Mopac Employees

Palestine, TX · 1 · Charter #1129 · www.mopaccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$22.1M
66th percentile
Members
2,409
75th percentile
Total loans
$19.2M
88th percentile
Total shares
$17.7M
64th percentile

Profitability

Return on assets
0.73%
46th percentile
Net interest margin
3.91%
47th percentile
Efficiency ratio
73.65%
36th percentile
Non-interest income ratio
20.65%
83th percentile

Capital & Risk

Net worth ratio
9.69%
14th percentile
Delinquency rate
0.65%
53th percentile
Net charge-off rate
0.12%
59th percentile
Loan-to-share
108.78%
96th percentile

Growth

Member growth YoY
2.47%
87th percentile
Asset growth YoY
1.66%
53th percentile
Loan growth YoY
3.28%
74th percentile
Share growth YoY
-1.44%
38th percentile

Operations

Members / branch
2,409
85th percentile
Assets / member
$9,171
49th percentile
Field of membership penetration
80.30%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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