U-Haul

Phoenix, AZ · 1 · Charter #15847 · www.uhaulfedcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.5M
31th percentile
Members
3,785
93th percentile
Total loans
$2.6M
27th percentile
Total shares
$5.8M
33th percentile

Profitability

Return on assets
0.33%
28th percentile
Net interest margin
5.20%
87th percentile
Efficiency ratio
87.87%
14th percentile
Non-interest income ratio
44.84%
97th percentile

Capital & Risk

Net worth ratio
9.85%
15th percentile
Delinquency rate
2.33%
20th percentile
Net charge-off rate
1.37%
11th percentile
Loan-to-share
44.09%
27th percentile

Growth

Member growth YoY
1.37%
80th percentile
Asset growth YoY
-4.00%
20th percentile
Loan growth YoY
-18.16%
8th percentile
Share growth YoY
-5.06%
20th percentile

Operations

Members / branch
1,262
57th percentile
Assets / member
$1,722
3th percentile
Field of membership penetration
22.26%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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