Dirigo

Lewiston, ME · 1 · Charter #11144 · www.dirigofcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$472.7M
53th percentile
Members
28,431
50th percentile
Total loans
$374.4M
64th percentile
Total shares
$419.8M
57th percentile

Profitability

Return on assets
0.84%
39th percentile
Net interest margin
2.90%
19th percentile
Efficiency ratio
52.66%
75th percentile
Non-interest income ratio
17.00%
36th percentile

Capital & Risk

Net worth ratio
10.48%
44th percentile
Delinquency rate
0.79%
42th percentile
Net charge-off rate
0.29%
63th percentile
Loan-to-share
89.17%
73th percentile

Growth

Member growth YoY
4.17%
85th percentile
Asset growth YoY
8.40%
77th percentile
Loan growth YoY
7.17%
66th percentile
Share growth YoY
8.72%
83th percentile

Operations

Members / branch
5,686
69th percentile
Assets / member
$16,625
54th percentile
Field of membership penetration
2.75%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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