Your Best Credit Union

Nashville, TN · 2 · Charter #67757 · www.yourbestcu.com/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$15.9M
55th percentile
Members
1,748
59th percentile
Total loans
$12.8M
73th percentile
Total shares
$13.4M
55th percentile

Profitability

Return on assets
1.27%
70th percentile
Net interest margin
4.56%
71th percentile
Efficiency ratio
59.11%
67th percentile
Non-interest income ratio
13.98%
66th percentile

Capital & Risk

Net worth ratio
15.57%
54th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
1.60%
9th percentile
Loan-to-share
95.45%
91th percentile

Growth

Member growth YoY
-1.19%
52th percentile
Asset growth YoY
-7.97%
9th percentile
Loan growth YoY
-3.03%
50th percentile
Share growth YoY
-9.46%
9th percentile

Operations

Members / branch
1,748
72th percentile
Assets / member
$9,092
48th percentile
Field of membership penetration
48.39%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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