Healthcare Systems

Falls Church, VA · 1 · Charter #24564 · www.Healthcarefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$137.3M
66th percentile
Members
13,855
86th percentile
Total loans
$72.8M
60th percentile
Total shares
$102.7M
58th percentile

Profitability

Return on assets
0.70%
28th percentile
Net interest margin
3.51%
42th percentile
Efficiency ratio
64.15%
46th percentile
Non-interest income ratio
17.26%
50th percentile

Capital & Risk

Net worth ratio
11.00%
35th percentile
Delinquency rate
0.55%
61th percentile
Net charge-off rate
0.83%
15th percentile
Loan-to-share
70.93%
55th percentile

Growth

Member growth YoY
-0.01%
58th percentile
Asset growth YoY
2.98%
42th percentile
Loan growth YoY
-0.96%
36th percentile
Share growth YoY
10.23%
88th percentile

Operations

Members / branch
1,979
21th percentile
Assets / member
$9,912
13th percentile
Field of membership penetration
8.94%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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