Temple-Inland

Diboll, TX · 1 · Charter #6726 · www.t-ifcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$20.2M
62th percentile
Members
1,685
57th percentile
Total loans
$7.5M
56th percentile
Total shares
$16.8M
62th percentile

Profitability

Return on assets
1.21%
68th percentile
Net interest margin
2.51%
9th percentile
Efficiency ratio
55.58%
75th percentile
Non-interest income ratio
26.75%
92th percentile

Capital & Risk

Net worth ratio
17.69%
64th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
-0.02%
92th percentile
Loan-to-share
44.64%
27th percentile

Growth

Member growth YoY
1.14%
78th percentile
Asset growth YoY
2.10%
56th percentile
Loan growth YoY
3.18%
73th percentile
Share growth YoY
0.83%
52th percentile

Operations

Members / branch
1,685
70th percentile
Assets / member
$11,998
71th percentile
Field of membership penetration
84.25%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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