O.A.S. Staff

Washington, DC · 1 · Charter #15000 · www.oasfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$284.7M
12th percentile
Members
8,689
1th percentile
Total loans
$165.1M
9th percentile
Total shares
$266.7M
19th percentile

Profitability

Return on assets
0.09%
7th percentile
Net interest margin
2.91%
20th percentile
Efficiency ratio
75.23%
4th percentile
Non-interest income ratio
12.54%
13th percentile

Capital & Risk

Net worth ratio
7.51%
3th percentile
Delinquency rate
2.54%
2th percentile
Net charge-off rate
0.18%
79th percentile
Loan-to-share
61.92%
16th percentile

Growth

Member growth YoY
-5.15%
9th percentile
Asset growth YoY
2.12%
25th percentile
Loan growth YoY
2.92%
44th percentile
Share growth YoY
1.06%
18th percentile

Operations

Members / branch
8,689
89th percentile
Assets / member
$32,760
97th percentile
Field of membership penetration
43.45%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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