Northeast Mississippi

Amory, MS · 1 · Charter #16449
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.6M
31th percentile
Members
969
36th percentile
Total loans
$5.6M
47th percentile
Total shares
$2.7M
19th percentile

Profitability

Return on assets
0.20%
23th percentile
Net interest margin
4.86%
80th percentile
Efficiency ratio
48.13%
85th percentile
Non-interest income ratio
7.07%
42th percentile

Capital & Risk

Net worth ratio
15.08%
51th percentile
Delinquency rate
5.20%
7th percentile
Net charge-off rate
1.35%
12th percentile
Loan-to-share
208.93%
100th percentile

Growth

Member growth YoY
3.42%
90th percentile
Asset growth YoY
6.80%
83th percentile
Loan growth YoY
6.20%
82th percentile
Share growth YoY
4.00%
70th percentile

Operations

Members / branch
969
45th percentile
Assets / member
$6,776
28th percentile
Field of membership penetration
64.60%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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