Tapco

Fircrest, WA · 2 · Charter #68298 · www.tapcocu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$697.7M
77th percentile
Members
31,599
57th percentile
Total loans
$550.3M
85th percentile
Total shares
$630.6M
83th percentile

Profitability

Return on assets
1.33%
74th percentile
Net interest margin
3.53%
56th percentile
Efficiency ratio
53.26%
72th percentile
Non-interest income ratio
17.30%
39th percentile

Capital & Risk

Net worth ratio
9.38%
23th percentile
Delinquency rate
0.33%
85th percentile
Net charge-off rate
0.34%
58th percentile
Loan-to-share
87.26%
68th percentile

Growth

Member growth YoY
4.20%
85th percentile
Asset growth YoY
5.90%
57th percentile
Loan growth YoY
6.29%
63th percentile
Share growth YoY
6.03%
62th percentile

Operations

Members / branch
5,267
62th percentile
Assets / member
$22,079
83th percentile
Field of membership penetration
7.90%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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