Healthnet

Cordova, TN · 1 · Charter #9994 · www.healthnetfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$54.4M
5th percentile
Members
4,481
18th percentile
Total loans
$13.9M
2th percentile
Total shares
$46.2M
6th percentile

Profitability

Return on assets
0.03%
5th percentile
Net interest margin
3.01%
18th percentile
Efficiency ratio
86.87%
2th percentile
Non-interest income ratio
24.12%
80th percentile

Capital & Risk

Net worth ratio
14.00%
69th percentile
Delinquency rate
0.13%
92th percentile
Net charge-off rate
0.18%
70th percentile
Loan-to-share
30.07%
3th percentile

Growth

Member growth YoY
-3.53%
20th percentile
Asset growth YoY
-0.55%
17th percentile
Loan growth YoY
-6.69%
13th percentile
Share growth YoY
-0.56%
19th percentile

Operations

Members / branch
1,494
9th percentile
Assets / member
$12,145
30th percentile
Field of membership penetration
4.48%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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