Norwood Town Employees

Norwood, MA · 1 · Charter #17112 · www.norwoodecu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.7M
28th percentile
Members
780
29th percentile
Total loans
$3.0M
31th percentile
Total shares
$4.2M
26th percentile

Profitability

Return on assets
0.97%
58th percentile
Net interest margin
4.36%
64th percentile
Efficiency ratio
73.54%
36th percentile
Non-interest income ratio
2.40%
21th percentile

Capital & Risk

Net worth ratio
26.92%
89th percentile
Delinquency rate
6.92%
4th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
71.10%
65th percentile

Growth

Member growth YoY
0.13%
69th percentile
Asset growth YoY
-0.44%
39th percentile
Loan growth YoY
-7.75%
31th percentile
Share growth YoY
-1.90%
35th percentile

Operations

Members / branch
780
37th percentile
Assets / member
$7,363
34th percentile
Field of membership penetration
52.00%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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