Premier One

San Jose, CA · 2 · Charter #68540 · www.premieronecu.org/
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$650.3M
73th percentile
Members
26,223
45th percentile
Total loans
$468.7M
77th percentile
Total shares
$541.6M
72th percentile

Profitability

Return on assets
0.49%
18th percentile
Net interest margin
3.14%
30th percentile
Efficiency ratio
57.04%
60th percentile
Non-interest income ratio
11.36%
10th percentile

Capital & Risk

Net worth ratio
9.66%
29th percentile
Delinquency rate
0.38%
81th percentile
Net charge-off rate
0.40%
52th percentile
Loan-to-share
86.53%
66th percentile

Growth

Member growth YoY
-22.22%
0th percentile
Asset growth YoY
6.39%
61th percentile
Loan growth YoY
8.00%
72th percentile
Share growth YoY
3.60%
39th percentile

Operations

Members / branch
4,371
45th percentile
Assets / member
$24,798
90th percentile
Field of membership penetration
0.40%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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