Topside

DAHLGREN, VA · 1 · Charter #14754 · www.topsidefcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$488.4M
56th percentile
Members
41,757
76th percentile
Total loans
$264.0M
42th percentile
Total shares
$453.5M
61th percentile

Profitability

Return on assets
0.93%
45th percentile
Net interest margin
3.58%
59th percentile
Efficiency ratio
67.94%
16th percentile
Non-interest income ratio
18.84%
49th percentile

Capital & Risk

Net worth ratio
8.38%
9th percentile
Delinquency rate
0.87%
36th percentile
Net charge-off rate
0.72%
23th percentile
Loan-to-share
58.21%
11th percentile

Growth

Member growth YoY
-0.39%
38th percentile
Asset growth YoY
3.19%
35th percentile
Loan growth YoY
-6.30%
5th percentile
Share growth YoY
1.68%
24th percentile

Operations

Members / branch
10,439
94th percentile
Assets / member
$11,697
10th percentile
Field of membership penetration
30.19%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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