Westreet

Tulsa, OK · 1 · Charter #24812 · www.westreet.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$958.5M
97th percentile
Members
60,660
95th percentile
Total loans
$740.6M
99th percentile
Total shares
$811.3M
97th percentile

Profitability

Return on assets
0.63%
28th percentile
Net interest margin
3.45%
50th percentile
Efficiency ratio
57.97%
55th percentile
Non-interest income ratio
17.98%
43th percentile

Capital & Risk

Net worth ratio
9.72%
31th percentile
Delinquency rate
2.66%
2th percentile
Net charge-off rate
0.77%
20th percentile
Loan-to-share
91.29%
78th percentile

Growth

Member growth YoY
4.51%
87th percentile
Asset growth YoY
1.22%
19th percentile
Loan growth YoY
1.98%
38th percentile
Share growth YoY
2.58%
33th percentile

Operations

Members / branch
4,333
44th percentile
Assets / member
$15,801
47th percentile
Field of membership penetration
5.08%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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