First Priority

Huntington, WV · 1 · Charter #24649 · www.firstpriorityfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$74.0M
25th percentile
Members
7,315
48th percentile
Total loans
$29.3M
14th percentile
Total shares
$65.1M
28th percentile

Profitability

Return on assets
0.89%
41th percentile
Net interest margin
3.10%
21th percentile
Efficiency ratio
72.10%
21th percentile
Non-interest income ratio
30.26%
93th percentile

Capital & Risk

Net worth ratio
11.64%
43th percentile
Delinquency rate
0.71%
50th percentile
Net charge-off rate
0.14%
78th percentile
Loan-to-share
45.03%
13th percentile

Growth

Member growth YoY
1.26%
72th percentile
Asset growth YoY
5.31%
63th percentile
Loan growth YoY
-3.36%
24th percentile
Share growth YoY
4.95%
63th percentile

Operations

Members / branch
3,658
63th percentile
Assets / member
$10,114
15th percentile
Field of membership penetration
3.56%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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