Achieve

ELYRIA, OH · 3 · Charter #97094 · www.achievecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$194.3M
88th percentile
Members
11,204
75th percentile
Total loans
$77.3M
63th percentile
Total shares
$175.4M
90th percentile

Profitability

Return on assets
0.81%
35th percentile
Net interest margin
3.46%
39th percentile
Efficiency ratio
61.99%
52th percentile
Non-interest income ratio
15.04%
39th percentile

Capital & Risk

Net worth ratio
11.81%
44th percentile
Delinquency rate
1.22%
25th percentile
Net charge-off rate
0.36%
46th percentile
Loan-to-share
44.09%
12th percentile

Growth

Member growth YoY
1.49%
75th percentile
Asset growth YoY
10.55%
90th percentile
Loan growth YoY
13.00%
92th percentile
Share growth YoY
9.37%
86th percentile

Operations

Members / branch
3,735
64th percentile
Assets / member
$17,342
72th percentile
Field of membership penetration
1.58%
24th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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