Central Maine

Lewiston, ME · 1 · Charter #6936 · www.centralmainecu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$140.0M
68th percentile
Members
6,473
39th percentile
Total loans
$40.2M
28th percentile
Total shares
$118.7M
68th percentile

Profitability

Return on assets
1.00%
48th percentile
Net interest margin
2.62%
8th percentile
Efficiency ratio
44.91%
90th percentile
Non-interest income ratio
11.67%
23th percentile

Capital & Risk

Net worth ratio
15.01%
76th percentile
Delinquency rate
0.54%
62th percentile
Net charge-off rate
0.06%
90th percentile
Loan-to-share
33.88%
5th percentile

Growth

Member growth YoY
23.01%
98th percentile
Asset growth YoY
1.66%
32th percentile
Loan growth YoY
6.63%
77th percentile
Share growth YoY
0.84%
29th percentile

Operations

Members / branch
6,473
92th percentile
Assets / member
$21,634
89th percentile
Field of membership penetration
5.18%
47th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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