Knoxville Teachers

KNOXVILLE, TN · 1 · Charter #24464 · www.ktfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$252.7M
1th percentile
Members
6,627
0th percentile
Total loans
$196.2M
18th percentile
Total shares
$223.5M
3th percentile

Profitability

Return on assets
0.54%
22th percentile
Net interest margin
2.30%
4th percentile
Efficiency ratio
40.75%
95th percentile
Non-interest income ratio
2.22%
0th percentile

Capital & Risk

Net worth ratio
10.74%
47th percentile
Delinquency rate
0.73%
48th percentile
Net charge-off rate
0.05%
95th percentile
Loan-to-share
87.80%
69th percentile

Growth

Member growth YoY
-1.53%
28th percentile
Asset growth YoY
2.86%
33th percentile
Loan growth YoY
8.37%
73th percentile
Share growth YoY
1.04%
18th percentile

Operations

Members / branch
736
0th percentile
Assets / member
$38,139
98th percentile
Field of membership penetration
21.24%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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