Fidelis

NEW YORK, NY · 1 · Charter #11380 · www.fidelisfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$713.7K
5th percentile
Members
335
11th percentile
Total loans
$235.9K
6th percentile
Total shares
$377.2K
4th percentile

Profitability

Return on assets
-0.19%
12th percentile
Net interest margin
4.57%
71th percentile
Efficiency ratio
91.85%
11th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
39.57%
97th percentile
Delinquency rate
0.37%
63th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
62.53%
53th percentile

Growth

Member growth YoY
3.40%
90th percentile
Asset growth YoY
12.96%
95th percentile
Loan growth YoY
-4.39%
44th percentile
Share growth YoY
9.71%
90th percentile

Operations

Members / branch
335
15th percentile
Assets / member
$2,131
4th percentile
Field of membership penetration
33.50%
47th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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