Riverfront

Wyomissing, PA · 1 · Charter #5856 · www.riverfrontfcu.org/
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$318.4M
20th percentile
Members
23,310
37th percentile
Total loans
$233.5M
32th percentile
Total shares
$288.3M
26th percentile

Profitability

Return on assets
0.85%
40th percentile
Net interest margin
3.23%
35th percentile
Efficiency ratio
59.34%
48th percentile
Non-interest income ratio
22.01%
69th percentile

Capital & Risk

Net worth ratio
8.24%
7th percentile
Delinquency rate
0.50%
71th percentile
Net charge-off rate
0.59%
32th percentile
Loan-to-share
80.99%
53th percentile

Growth

Member growth YoY
-0.12%
42th percentile
Asset growth YoY
-0.01%
13th percentile
Loan growth YoY
4.51%
53th percentile
Share growth YoY
0.12%
14th percentile

Operations

Members / branch
11,655
96th percentile
Assets / member
$13,660
26th percentile
Field of membership penetration
5.42%
57th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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