C-B-W Schools

SIDMAN, PA · 1 · Charter #11374 · www.cbwsfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$127.6M
62th percentile
Members
7,264
47th percentile
Total loans
$27.9M
12th percentile
Total shares
$92.3M
51th percentile

Profitability

Return on assets
1.05%
50th percentile
Net interest margin
2.12%
3th percentile
Efficiency ratio
35.26%
97th percentile
Non-interest income ratio
4.17%
3th percentile

Capital & Risk

Net worth ratio
30.12%
99th percentile
Delinquency rate
0.29%
81th percentile
Net charge-off rate
0.02%
95th percentile
Loan-to-share
30.18%
3th percentile

Growth

Member growth YoY
-2.25%
31th percentile
Asset growth YoY
11.10%
91th percentile
Loan growth YoY
1.69%
52th percentile
Share growth YoY
11.03%
90th percentile

Operations

Members / branch
3,632
62th percentile
Assets / member
$17,561
73th percentile
Field of membership penetration
48.43%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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