Greater Metro

LONG ISLAND CIT, NY · 1 · Charter #20382 · www.greatermetrofcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$76.7M
28th percentile
Members
3,867
13th percentile
Total loans
$20.2M
4th percentile
Total shares
$67.6M
30th percentile

Profitability

Return on assets
0.24%
8th percentile
Net interest margin
2.40%
5th percentile
Efficiency ratio
71.48%
23th percentile
Non-interest income ratio
11.20%
20th percentile

Capital & Risk

Net worth ratio
11.62%
42th percentile
Delinquency rate
2.30%
8th percentile
Net charge-off rate
1.00%
11th percentile
Loan-to-share
29.90%
3th percentile

Growth

Member growth YoY
-0.51%
51th percentile
Asset growth YoY
-3.63%
5th percentile
Loan growth YoY
-4.30%
20th percentile
Share growth YoY
-5.10%
4th percentile

Operations

Members / branch
1,934
20th percentile
Assets / member
$19,826
84th percentile
Field of membership penetration
38.67%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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