Educational Employees

FRESNO, CA · 2 · Charter #60520 · WWW.MYEECU.ORG
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.3B
87th percentile
Members
396,527
93th percentile
Total loans
$2.3B
69th percentile
Total shares
$4.5B
87th percentile

Profitability

Return on assets
1.87%
92th percentile
Net interest margin
2.87%
29th percentile
Efficiency ratio
44.76%
77th percentile
Non-interest income ratio
25.49%
88th percentile

Capital & Risk

Net worth ratio
13.95%
89th percentile
Delinquency rate
0.23%
94th percentile
Net charge-off rate
0.41%
62th percentile
Loan-to-share
50.60%
3th percentile

Growth

Member growth YoY
3.72%
64th percentile
Asset growth YoY
11.55%
86th percentile
Loan growth YoY
3.02%
36th percentile
Share growth YoY
9.13%
77th percentile

Operations

Members / branch
18,024
94th percentile
Assets / member
$13,253
9th percentile
Field of membership penetration
20.00%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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