Aegis

Clinton, IA · 2 · Charter #65521 · www.aegiscu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$26.2M
72th percentile
Members
3,685
92th percentile
Total loans
$17.5M
84th percentile
Total shares
$21.6M
71th percentile

Profitability

Return on assets
2.58%
96th percentile
Net interest margin
5.63%
92th percentile
Efficiency ratio
56.43%
73th percentile
Non-interest income ratio
19.26%
81th percentile

Capital & Risk

Net worth ratio
17.04%
62th percentile
Delinquency rate
1.86%
26th percentile
Net charge-off rate
0.62%
27th percentile
Loan-to-share
81.11%
77th percentile

Growth

Member growth YoY
2.33%
86th percentile
Asset growth YoY
0.54%
45th percentile
Loan growth YoY
4.44%
77th percentile
Share growth YoY
0.36%
49th percentile

Operations

Members / branch
1,843
75th percentile
Assets / member
$7,119
31th percentile
Field of membership penetration
4.91%
17th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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